PRIVACY POLICY - ALKANSYA.AI

Effective Date: October 18th, 2025

1. INTRODUCTION
Paradigm Tech Inc. ("we," "us," "our") operates Alkansya.AI, an AI-powered expense tracking application. This Privacy Policy explains how we collect, use, and protect your personal information in compliance with the Philippine Data Privacy Act of 2012.

2. DATA COLLECTION

What We Collect:

- Expense information you manually enter (amounts, categories, descriptions)
- Account information (name, email, monthly income)
- Financial goals and budget preferences
- App usage data and preferences
- Device information for security purposes

How We Collect:
- Direct input from you during app use
- Automatic collection of technical data when you use our services
- Information you provide when contacting support

3. LEGAL BASIS FOR PROCESSING

We process your data based on:
- Your explicit consent (expense tracking, AI insights, notifications)
- Legitimate interests (service improvement, security, fraud prevention)
- Contract performance (providing the expense tracking service)

4. DATA PROCESSING PURPOSES
- Categorize and analyze your expenses using AI
- Provide personalized financial insights and recommendations
- Send budget alerts and notifications (if consented)
- Improve our AI algorithms and app functionality
- Ensure security and prevent fraud
- Comply with legal obligations

5. DATA STORAGE AND INTERNATIONAL TRANSFERS
Your data is stored securely using Google Firebase, which may involve servers located outside the Philippines, including the United States and Singapore. We implement industry-standard encryption and security measures to protect your information during storage and transmission.

6. THIRD-PARTY SERVICES

We use the following third-party services:
- Google Firebase (data storage and authentication)
- Firebase Analytics (app performance monitoring)

- Mixpanel (For consumer analytics)

These services may have access to your data as necessary to provide their services to us.

7. DATA RETENTION

We retain your personal data:

- While your account is active
- For 30 days after account deletion to ensure complete removal
- Anonymized usage data may be retained for service improvement

8. YOUR RIGHTS UNDER THE DATA PRIVACY ACT

You have the right to:
- Object to processing (contact team@alkansya.app)
- File complaints with the National Privacy Commission

9. DATA SECURITY

We implement technical and organizational measures including:
- End-to-end encryption of sensitive data
- Secure data transmission protocols
- Regular security audits and updates
- Access controls and authentication systems
- Staff training on data protection

Data Breach Response: In the unlikely event of a security breach affecting your personal data, we will notify affected users within 72 hours and report to the National Privacy Commission as required by law.

Privacy Summary (TL;DR): We use your expense data to give you AI insights, store it securely, and never sell it to anyone. You can delete everything anytime.

For privacy concerns or to exercise your rights, contact us at team@alkansya.app

10. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. We will notify you of any material changes through the app or email.