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Privacy Policy

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Effective Date: December 7, 2025

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1. INTRODUCTION

Paradigm Tech Inc. ("we," "us," "our") operates Alkansya.AI, an AI-powered expense tracking application. This Privacy Policy explains how we collect, use, and protect your personal information in compliance with the Philippine Data Privacy Act of 2012.

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2. DATA COLLECTION

What We Collect:

  • Expense information you manually enter (amounts, categories, descriptions)

  • Account information (name, email, monthly income)

  • Financial goals and budget preferences

  • App usage data and preferences

  • Device information for security purposes

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How We Collect:

  • Direct input from you during app use

  • Automatic collection of technical data when you use our services

  • Information you provide when contacting support

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3. LEGAL BASIS FOR PROCESSING

We process your data based on:

  • Your explicit consent (expense tracking, AI insights, notifications)

  • Legitimate interests (service improvement, security, fraud prevention)

  • Contract performance (providing the expense tracking service)

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4. DATA PROCESSING PURPOSES

  • Categorize and analyze your expenses using AI

  • Provide personalized financial insights and recommendations

  • Send budget alerts and notifications (if consented)

  • Improve our AI algorithms and app functionality

  • Ensure security and prevent fraud

  • Comply with legal obligations

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5. DATA STORAGE AND INTERNATIONAL TRANSFERS

Your data is stored securely using Google Firebase, which may involve servers located outside the Philippines, including the United States and Singapore. We implement industry-standard encryption and security measures to protect your information during storage and transmission.

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6. THIRD-PARTY SERVICES

We use the following third-party services:

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Service Providers:

  • Google Firebase (data storage and authentication)

  • Firebase Analytics (app performance monitoring)

  • Mixpanel (consumer analytics and app usage insights)

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These services may have access to your data as necessary to provide their services to us.

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Subscription Payment Processors:

  • Apple App Store (for iOS subscriptions and payments)

  • Google Play Store (for Android subscriptions and payments)

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Important: Payment information (credit card numbers, billing addresses, payment methods) is processed and stored exclusively by Apple or Google. We never receive, access, or store your payment information. All payment data is subject to Apple's Privacy Policy or Google's Privacy Policy respectively.

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7. DATA RETENTION

We retain your personal data:

  • While your account is active

  • For 30 days after account deletion to ensure complete removal

  • Anonymized usage data may be retained for service improvement

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8. YOUR RIGHTS UNDER THE DATA PRIVACY ACT

You have the right to:

  • Access your data - Request a copy of your personal information

  • Rectification - Correct inaccurate or incomplete data

  • Erasure - Request deletion of your personal data

  • Data portability - Receive your data in a structured, machine-readable format

  • Object to processing - Object to certain types of data processing

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  • Withdraw consent - Withdraw previously given consent at any time

To exercise these rights, contact us at: team@alkansya.app

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You also have the right to:

  • File complaints with the National Privacy Commission of the Philippines

  • Request information about how we process your data

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9. DATA SECURITY

We implement technical and organizational measures, including:

  • End-to-end encryption of sensitive data

  • Secure data transmission protocols (HTTPS/TLS)

  • Regular security audits and updates

  • Access controls and authentication systems

  • Staff training on data protection

  • Secure cloud infrastructure with Firebase

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Data Breach Response

In the unlikely event of a security breach affecting your personal data, we will:

  • Notify affected users within 72 hours of discovering the breach

  • Report to the National Privacy Commission as required by law

  • Provide information about the breach and steps being taken

  • Offer guidance on protecting your information

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10. CHILDREN'S PRIVACY

While our app is available to users 13 years and older:

  • We do not knowingly collect data from children under 13

  • Users under 18 should use the app with parental guidance

  • If we discover we've collected data from a child under 13, we will delete it immediately

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11. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time to reflect:

  • Changes in our data practices

  • New legal requirements

  • Improvements to our services

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We will notify you of any material changes through:

  • In-app notifications

  • Email notifications (if you've provided an email)

  • Notice on our website

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Your continued use of Alkansya AI after changes take effect constitutes acceptance of the updated Privacy Policy.

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12. CONTACT US

For privacy concerns, questions, or to exercise your rights under the Data Privacy Act:

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For complaints or concerns about data processing:

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PRIVACY SUMMARY (TL;DR)

  • What we collect: Your expense data, goals, and app usage

  • Why we collect it: To give you AI-powered financial insights

  • Who sees it: Only us and our service providers (Firebase, Mixpanel)

  • Your payment info: We never see it - only Apple/Google has it

  • Can you delete it: Yes, anytime by contacting team@alkansya.app

  • Do we sell it: Never. Your data is yours.

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By using Alkansya.AI, you acknowledge that you have read and understood this Privacy Policy.

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